CPS Homes

Mortgage rates have fallen – are you getting the best rate for your purchase or re-mortgage?

Buying a home in 2024 might be more affordable than you thought, even if you already have an offer accepted on a property and have received your mortgage offer!

Sean just saved £257 a month on his mortgage by re-applying and taking advantage of reduced rates…

We recently helped Sean, a prospective homebuyer who initially secured a mortgage offer at 5.65% in October 2023 when they had their offer accepted on a property we were marketing.

Since securing his mortgage offer in October, we encouraged Sean to review things and take advantage of falling mortgage rates. Sean spoke to Kelly our specialist mortgage advisor, completely free of charge. Kelly was able to review his application and status quickly and source him a new mortgage product at 4.65% saving him £257 a month on his mortgage repayments!

Kelly’s ability to access to a broader range of mortgage options has made such a difference. Sean said he would never have thought of doing so because ‘I already had my mortgage offer so I thought it was done and dusted’…

Whether you're a first-time buyer, upsizing, downsizing, looking to refinance or invest in a buy-to-let, Kelly can offer you completely free independent advice. She’ll help you compare mortgage products and costs from a wide pool of lenders in order to find the deal that best suits your specific situation. 

Click here to request a chat with Kelly today!

17 January 2024

The information contained within this article was correct at the date of publishing and is not guaranteed to remain correct in the present day.

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